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1. Start a War Chest. You are going to need your own money for a divorce. You will have to be able to maintain yourself and your children for a while if you are dependent on your spouse and your spouse decides to cut off support. You will also probably need funds to hire a lawyer. If there is anyway to start a separate account to guard against future financial contingencies, now is the time to do it. If you have to borrow money from a relative or friend, be sure to sign a promissory note so the court will look at this as a loan that you have to repay and not as a gift.

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The creation of marital joint tenancy property using non-marital funds results in a gift to the marital estate absent clear and convincing evidence. In re Flemming
Where the parties held certain property in join tenancy, a rebuttable presumption arose that defendant made a gift of an undivided one half interest in such property. Brongel v. Brongel
When property is taken in joint tenancy by husband and wife, there is a presumption of gift from the one furnishing the consideration to the other, and while this is the general rule, it is subject to the provisions governing the division and transfer of marital property and the award of property in lieu of alimony. Benson v. Benson
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